Hej med jer! Efter mere end 2 år med udelukkende engelske blog artikler, føles det lidt mærkeligt, nu at kaste sig ud i et på Dansk 🙂 Men eftersom mere end 40% af trafikken på denne blog kommer fra Danmark, så synes jeg alligevel, at jeg ville give det et forsøg! Så må det briste…
[DK] Den passive ejendomsinvestor – sådan gør du
Monthly Update #30 (February 2021) – Dejavu
The calendar is reading March 2021 and February 2021 is thus a thing of the past, and as always here at the Total Balance household it’s thus time to take a look back at how the previous month played out. I must say I have somewhat a feeling of Dejavu; The update from February 2020…
Monthly Update #29 (January 2021) – Full Throttle
Hello fellow wealth seekers and good folk! We’re well into the new year, and it’s thus time to look back at how our financials have fared in January 2021. The winter has truly arrived in Denmark, so we spent some time outdoors in the snow with the kiddo! It was nice to be outside and…
New lessons learned (analyzing my returns from 2007-2020)
Early last year I wrote my “Lessons from the past“-post, in which I analyze my returns on my Pension from its infancy (2007) until the end of 2019. This post became the most read post of the year. So as promised, I will do a follow-up each year to analyze how my Pension portfolio have…
The goals for 2021
Another year, another milestone! We managed to hit last years target of €100.000, crossing into 2021 – with a little help from the Mrs. 😉 (Some call it “cheating” – I call it team work! 😛 ) Some of you might now be sitting with this question (or something similar) on your mind: Well, how…
Monthly Update #28 (December 2020) – Return of the Jedi
Happy new year! What a year. I think we’re all pretty happy to leave 2020 behind. 2021 is already looking significantly brighter, and we all have high hopes that this new year will be more normal than the one we just left! Pandemic aside, 2020 was not a bad year in terms of my investment…
Monthly Update #27 (November 2020) – The Force Awakens
Hello again! November 2020 is a thing of the past, and as is the norm here in the Total Balance household, it’s thus time for another monthly update! So, what happened in November?! You might have already guessed it, but look who finally decided to join the race! (YES – the missus is here!). Mrs….
The (Shockingly) Simple Math Behind Early Retirement
If you’re new to this whole idea of early retirement and are eager to learn “how it works”, I’d urge you to take a gander at the great article from the one and only Mr. Money Mustache entitled “The Shockingly Simple Math Behind Early Retirement”. His calculations are based on an average return (after tax…
Monthly Update #26 (October 2020) – Government support
Hello fellow wealth seekers and good folk! It’s November already, and the US elections are stealing the headlines across the globe once again. To no-ones surprise it’s another nail-biter, and at the time of writing it’s still pretty unclear who is going to be in the oval office by January 20th 2021. The only thing…
Debt vs. leverage – what’s the difference?
If you spend some time in the various personal finance spaces around the great Internet, you’ll eventually stumble upon statements like this: Debt is bad! You should avoid debt by any means necessary! While I don’t dispute the fact that living debt free might “feel good”, in terms of economical advantages, living without leverage is…