The last few weeks I’ve spent some time on one of my favorite activities; browsing for cars. The lease is up on my car by the end of this month, and even though I’ve proclaimed on several occasions that I was now going to bike to work, it’s just not very practical when you also…
Do you make decisions with your head or your heart?
Make a plan and stick to it! (Or change it?!)
In my Goals for 2020 I outlined my plan to boost my Total Balance in 2020, by diverting funds from my mortgage payments towards my Total Balance (investment account) instead. Unfortunately, “The Universe” had another plan. Sometimes it’s simply easier to “take the path of least resistance” (go with the flow?), than to “fight the…
If it sounds too good to be true
It probably is (too good to be true)… In case you missed the latest development in the Baltic crowdlending industry, let me give you a quick recap; Two of my (previously) best performing platforms have turned out to be fraudulent (nothing is proven yet, but I think the writing on the wall is pretty clear)….
The goals for 2020
A year has gone by in what seems almost as a blink of an eye. As per usual (I love saying that – this is only my 2nd goals-post ever), it’s thus time to look ahead into the coming year(s), and see what might be in store for the Total Balance household. Last year I…
Crunching the numbers of Year One
Since I’ve now been on the path to FI for more than a year (and recently wrote a somewhat philosophical rant about my first year on FIRE) I thought I’d spend some more words, looking into how the numbers have progressed during that first year. I (somehow) managed to grow my Total Balance by more…
One year later
I wrote my first post on the 25th of September 2018, which makes today my blogs first birthday (I also started to get those domain renewal reminders a few weeks ago). Much like real babies, it takes some work before they actually come out – so obviously the blog started way before that – but…
Oops, I spent all my (FU) money! What now?
After I spent 8 months hoarding cash, I finally found Property #1 and now find myself in a strange vacuum. I have yet to transfer the full amount due for Property #1, but since the money is now ear-marked, I’ve been having these strange feelings; Regret? Anxiety? Excitement? I transferred the down payment for Property…
The secret to becoming (or staying) wealthy
Today, I’m going to let you guys in on a little (big) secret (it’s really not that secret…). Here goes: The secret to becoming (or staying) wealthy, is to stop paying your taxes… But Nick, If you don’t pay your taxes, you’ll go to jail! Precisely! And what do you get in prison? Free accommodation,…
Show me your budget (and I’ll tell you who you are)
Much like your clothes, your friends, your pet(s) and your means of transportation says something about who you are, so does your budget… When I talk to people about my FIRE project (it happens a lot, according to my wife), they often react as though I’ve just told them that they can’t have coffee again….
“Budget” traveling
I’m stretching the word “Budget” here, as our typical vacations aren’t really what most people would consider cheap. However, given our new found love for the FIRE, we’ve been trying to scale down on the “luxury traveling”, and now spend an awful lot of time, trying to find the best “value for money” vacation spots….