I recently got this question from one of my co-workers, who is in his late forties, and I was surprised and a bit perplexed that he would ask this question. We often debate our pension returns in my office (among 4-5 close colleagues) and I love that this topic is not taboo in our office….
How much is enough(?)
The goals for 2021
Another year, another milestone! We managed to hit last years target of €100.000, crossing into 2021 – with a little help from the Mrs. 😉 (Some call it “cheating” – I call it team work! 😛 ) Some of you might now be sitting with this question (or something similar) on your mind:  Well, how…
Two years later
TODAY! Is my blogs 2nd birthday! YAY! You can read my first birthday post here. In my first year of blogging, I created 50 posts. My 2nd year didn’t quite match that, but I managed to churn out a respectable 40 posts. Quality over quantity, I suppose? I’ll let you guys be the judge of…
Create – Inspire – Connect
I’ve found it difficult lately, to find new inspiration for interesting topics to write about. It’s quite typical for me to be super excited about something for a while, and then lose interest after a couple of months. Next month will be the 2-year anniversary of the Total Balance blog (yay!). I’m not gonna lie,…
Why I spent €1500 to save €50 per month
You’ve probably heard the term: “Sometimes you have to spend money to make money”. Well, sometimes you also have to “Spend money to save money” (In the long run)… By now you’ve probably already realized what this is about. I’m of course talking about my new adventure; my electric car. It should come as no…
Do you make decisions with your head or your heart?
The last few weeks I’ve spent some time on one of my favorite activities; browsing for cars. The lease is up on my car by the end of this month, and even though I’ve proclaimed on several occasions that I was now going to bike to work, it’s just not very practical when you also…
Make a plan and stick to it! (Or change it?!)
In my Goals for 2020 I outlined my plan to boost my Total Balance in 2020, by diverting funds from my mortgage payments towards my Total Balance (investment account) instead. Unfortunately, “The Universe” had another plan. Sometimes it’s simply easier to “take the path of least resistance” (go with the flow?), than to “fight the…
If it sounds too good to be true
It probably is (too good to be true)… In case you missed the latest development in the Baltic crowdlending industry, let me give you a quick recap; Two of my (previously) best performing platforms have turned out to be fraudulent (nothing is proven yet, but I think the writing on the wall is pretty clear)….
The goals for 2020
A year has gone by in what seems almost as a blink of an eye. As per usual (I love saying that – this is only my 2nd goals-post ever), it’s thus time to look ahead into the coming year(s), and see what might be in store for the Total Balance household. Last year I…
Crunching the numbers of Year One
Since I’ve now been on the path to FI for more than a year (and recently wrote a somewhat philosophical rant about my first year on FIRE) I thought I’d spend some more words, looking into how the numbers have progressed during that first year. I (somehow) managed to grow my Total Balance by more…