I’ve often wondered where I got my own money blueprint from. – You know that voice inside of your head, who tells you to either spend or save your money? That’s your money blueprint in action. Is frugality something that is embedded in your DNA? And if so, is it thus hereditary? Perhaps, but I’m…
Who is the main architect behind your money blueprint?
Do you make decisions with your head or your heart?
The last few weeks I’ve spent some time on one of my favorite activities; browsing for cars. The lease is up on my car by the end of this month, and even though I’ve proclaimed on several occasions that I was now going to bike to work, it’s just not very practical when you also…
Are we there yet?
I’m an impatient guy. There, I said it. It’s not a secret. I’ve always been (very) impatient. Unfortunately, it appear as though my daughter has inherited this trait from me. (Un)Fortunately, she also seem to have inherited my stubbornness. As a parent to an impatient stubborn kid, you can imagine how most of my days…
How your personality dictates your return
Being that I’m a person who is very interested in the “personal finance sphere”, I often find myself in discussions with people about just that; personal finances. It occurred to me the other day that there always seem to be a pattern, in how people approach this; Some refuse to discuss it at all, as…
History in the making
As if we didn’t have enough troubles already, today added another nail to the coffin of the bleeding stock market. OPEC and Russia couldn’t agree to cut down on the oil production (to keep the oil price steady), and as a result of the decreased demand (hello, Corona virus), the oil price plummeted. And the…
If it sounds too good to be true
It probably is (too good to be true)… In case you missed the latest development in the Baltic crowdlending industry, let me give you a quick recap; Two of my (previously) best performing platforms have turned out to be fraudulent (nothing is proven yet, but I think the writing on the wall is pretty clear)….
Boy, was I wrong!
2019 is drawing to a close, and as is the norm on the Total Balance blog (easy now hot shot, this is only the first full year of blogging!) it’s thus time to take a gander back at this years major events – good or bad! My wife asked me yesterday, if I had a…
The Christmas paradox
When I was a kid, I used to love Christmas (which kid doesn’t?!). My parents divorced when I was very little, so I’ve always had two Christmas eves! One with my dad and his family, and one with my mom and her family. Some times I would get presents for 3 days straight (23-24-25), because…
A tribute to TEoW
Behind every (great) man is a great woman (rolling her eyes)… This is a tribute to my (eye rolling) wife. Because she doesn’t get enough credit for her hard work every day, taking care of our family. I figured it was only appropriate to use the voice of my alter ego to thank her properly….
One year later
I wrote my first post on the 25th of September 2018, which makes today my blogs first birthday (I also started to get those domain renewal reminders a few weeks ago). Much like real babies, it takes some work before they actually come out – so obviously the blog started way before that – but…