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Ignite your FIRE

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Ignite your FIRE

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Category: Saving money

Saving money

Why I spent €1500 to save €50 per month

  • By That Guy
  • Jul 20,2020
  •  ♦ 6

You’ve probably heard the term: “Sometimes you have to spend money to make money”. Well, sometimes you also have to “Spend money to save money” (In the long run)… By now you’ve probably already realized what this is about. I’m of course talking about my new adventure; my electric car. It should come as no…

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Reviews & Howtos

5 (free) ways to keep in touch during a lockdown

  • By That Guy
  • Mar 25,2020
  •  ♦ 0

Hello dear readers and followers of the Total Balance household! While we all try to practice safe “Social distancing” these days (to break the chain of infection from the dreaded Corona virus dubbed Covid-19), there are ways to remain social, without being close to one another! Thanks to the great invention of The Internet (and…

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Dilemmas & Paradoxes

The Christmas paradox

  • By That Guy
  • Dec 24,2019
  •  ♦ 2

When I was a kid, I used to love Christmas (which kid doesn’t?!). My parents divorced when I was very little, so I’ve always had two Christmas eves! One with my dad and his family, and one with my mom and her family. Some times I would get presents for 3 days straight (23-24-25), because…

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Reviews & Howtos

A lazy mans guide to budgeting

  • By That Guy
  • Oct 18,2019
  •  ♦ 4

I know. It was bound to happen eventually, right? – “How to do x-y-z” is the most boring blog posts of them all. I do believe we even refer to them as “filler posts”. Something we use to fill the void between the good stuff, right? – But not this guy! I’m here to tell…

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Saving money

Why to use multiple banks and payment services

  • By That Guy
  • Aug 31,2019
  •  ♦ 2

According to a study, recently conducted by the independent danish bank advisor mybanker.dk, only 48% of the danish population is a customer in more than one bank. Historically, the danish bank customers are very loyal too. 60% of them have been a customer in their current bank, for more than 10 years. It probably comes as…

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Reviews & Howtos

To Stooze or not to Stooze

  • By That Guy
  • Aug 17,2019
  •  ♦ 8

I know what you’re thinking; WTF is a Stooze!? I’d never heard the term before either, until I started researching a nifty little trick (that I’ve been using for a while), in order to deploy “free leverage” that I used to purchase Property #1. It turned out that the little trick had a name: Stoozing….

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Health & Fitness

Why I rarely get on a scale

  • By That Guy
  • Apr 29,2019
  •  ♦ 5

We’ve had a lot of “money talk” lately. I feel it’s time to dig into a little “personal wealth” as well, if you catch my drift!? Part of the journey to FIRE is also a spiritual journey, in where you (most of us) try to find your inner balance along the way. What makes you…

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Investments

New Pension provider!

  • By That Guy
  • Apr 23,2019
  •  ♦ 17

Hello, new pension provider! After waiting for about 3 months, my pension funds have now been moved to a new provider (chosen by the company that I work for). I have been anxiously awaiting this move, as the new provider allow me to create my own custom investment strategy, in that they have a number…

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Saving money

Confessions of a Shopaholic

  • By That Guy
  • Mar 27,2019
  •  ♦ 1

“Hi, I’m Nick and I’m a shopaholic”. OK that might be a little overly dramatic. I was never really a shopaholic. But like most of our society, I had bought into the fact that buying stuff = good! When you click that BUY-NOW button on Ebay, it instantly release a shot of dopamine in your…

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The FIRE

Show me your budget (and I’ll tell you who you are)

  • By That Guy
  • Mar 19,2019
  •  ♦ 18

Much like your clothes, your friends, your pet(s) and your means of transportation says something about who you are, so does your budget… When I talk to people about my FIRE project (it happens a lot, according to my wife), they often react as though I’ve just told them that they can’t have coffee again….

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The FIRE

Hi, I’m Nick!

I’m working towards becoming financially independent – while still living as “normal” a life as possible.

You can follow my progress towards financial freedom and early retirement here.

My Total Balance Progress

My Total Balance goal is €400.000 (for now...).

€102.133 / €400.000 (25,53%) 25%
What's yours?

Recent Comments

  • That Guy on Monthly Update #30 (February 2021) – Dejavu
  • Tony on Monthly Update #30 (February 2021) – Dejavu
  • P2035 on Monthly Update #26 (October 2020) – Government support
  • That Guy on Monthly Update #26 (October 2020) – Government support
  • Wednesday Reads: Soul - Dr FIRE on New lessons learned (analyzing my returns from 2007-2020)
  • P2035 on New lessons learned (analyzing my returns from 2007-2020)

Recent Posts

  • Monthly Update #30 (February 2021) – Dejavu
  • Monthly Update #29 (January 2021) – Full Throttle
  • New lessons learned (analyzing my returns from 2007-2020)
  • The goals for 2021
  • Monthly Update #28 (December 2020) – Return of the Jedi
  • Monthly Update #27 (November 2020) – The Force Awakens

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Disclaimer

I’m not a financial advisor. The content that you read on this blog is my own personal preference, and is merely intended as inspiration for you to pursue your own goals and dreams.

Consider the content here as entertainment, not as investment advice. Should you choose to invest based on something I wrote, I implore you to do your own research and consider your own risk profile, before you invest your money in anything.

Top Posts & Pages

  • Monthly Update #30 (February 2021) – Dejavu
  • How your personality dictates your return
  • The (Shockingly) Simple Math Behind Early Retirement
  • HOWTO: Transfer money fast and free of charge
  • Opportunity cost
  • The goals for 2021
  • A night out - with Imbro
  • Monthly Update #29 (January 2021) – Full Throttle
  • Monthly Update #5 (January 2019) - The Return of Mr. Self-Pity
  • Gambling vs. Calculated risk

Categories

  • Beginner series (2)
  • Dilemmas & Paradoxes (10)
  • Goals & Dreams (15)
  • Health & Fitness (1)
  • Investments (27)
  • Market outlook (5)
  • Monthly updates (30)
  • Philosophy (16)
  • Reviews & Howtos (13)
  • Saving money (15)
  • Shower toughts (20)
  • Strategy (18)
  • The FIRE (24)
  • The simple life (11)
  • Thought experiments (3)
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