In my Goals for 2020 I outlined my plan to boost my Total Balance in 2020, by diverting funds from my mortgage payments towards my Total Balance (investment account) instead. Unfortunately, “The Universe” had another plan. Sometimes it’s simply easier to “take the path of least resistance” (go with the flow?), than to “fight the…
Make a plan and stick to it! (Or change it?!)
The goals for 2020
A year has gone by in what seems almost as a blink of an eye. As per usual (I love saying that – this is only my 2nd goals-post ever), it’s thus time to look ahead into the coming year(s), and see what might be in store for the Total Balance household. Last year I…
A tribute to TEoW
Behind every (great) man is a great woman (rolling her eyes)… This is a tribute to my (eye rolling) wife. Because she doesn’t get enough credit for her hard work every day, taking care of our family. I figured it was only appropriate to use the voice of my alter ego to thank her properly….
Crunching the numbers of Year One
Since I’ve now been on the path to FI for more than a year (and recently wrote a somewhat philosophical rant about my first year on FIRE) I thought I’d spend some more words, looking into how the numbers have progressed during that first year. I (somehow) managed to grow my Total Balance by more…
One year later
I wrote my first post on the 25th of September 2018, which makes today my blogs first birthday (I also started to get those domain renewal reminders a few weeks ago). Much like real babies, it takes some work before they actually come out – so obviously the blog started way before that – but…
Why consistency (and time) is the only thing you need to become a decent investor
That’s right. You heard it here first (not really), people! The main trait you really need to become a decent investor, is time and consistency. We’ve all heard (or read) the term “Time in the market beats timing the market”. I’m not a big fan of this saying to be honest, but I understand the…
Oops, I spent all my (FU) money! What now?
After I spent 8 months hoarding cash, I finally found Property #1 and now find myself in a strange vacuum. I have yet to transfer the full amount due for Property #1, but since the money is now ear-marked, I’ve been having these strange feelings; Regret? Anxiety? Excitement? I transferred the down payment for Property…
Why I rarely get on a scale
We’ve had a lot of “money talk” lately. I feel it’s time to dig into a little “personal wealth” as well, if you catch my drift!? Part of the journey to FIRE is also a spiritual journey, in where you (most of us) try to find your inner balance along the way. What makes you…
The secret to becoming (or staying) wealthy
Today, I’m going to let you guys in on a little (big) secret (it’s really not that secret…). Here goes: The secret to becoming (or staying) wealthy, is to stop paying your taxes… But Nick, If you don’t pay your taxes, you’ll go to jail! Precisely! And what do you get in prison? Free accommodation,…
How to hack your charity donations
If you’ve ever walked down a busy shopping street, odds are that you at one point or another, have been solicited by one of those annoying street “sales-people”, who will try to convince you to support <insert worthy cause here>. When I was living in the city (in my 20’s) this happened to me quite…