The Portfolio

2 min read

Latest portfolio update – March 2021

As promised a while back I wanted to start including the wife’s pension in our net worth.

This month is the first month where I include her pension in our Net Worth update. This added well over €100.000 to our total net worth. That feels pretty good! We’re now well on our way to cross that magic €1.000.000. Hopefully this will happen sooner rather than later 😉

 

The boring income statement

Platform Invested Transactions Last month Current value Monthly income
Commodities
GOLD (Coins) € 5.333 € 0 € 5.500 € 5.500
€ 5.500 € 5.500
Stocks (Dividend portfolio)
Bank of Nova Scotia (BNS) € 1.000 € 0 € 1.116 € 1.254 € 0
PROREIT (PRV.UN) € 2.018 € 0 € 3.263 € 3.745 € 17
Shaw Communications (SJR) € 2.000 € 0 € 1.757 € 2.835 € 7
Toronto Dominion Bank € 1.000 € 0 € 780 € 900 € 0
TransAlta Renewables (RNW) € 2.000 € 0 € 2.434 € 2.664 € 8
€ 9.876 € 11.398 € 32
Stocks (Indices)
iShares Global Clean Energy (IQQH) € 6.667 € 7.652 € 7.472
iShares MSCI World Min Volatility (IQQ0) € 6.667 € 5.976 € 6.693
€ 13.628 € 14.165
Properties
The-Many (Brickshare) € 1.333 € 0 € 1.360 € 1.360
Property #1 € 68.667 € 0 € 68.667 € 68.667
Fundbricks € 1.333 € 0 € 1.333 € 1.333
€ 71.360 € 71.360
Cash
Bank #1 cash (main savings) € 2.667 € 1.983 € 4.650
Bank #2 Opportunity money € 148 € 203 € 351
Broker account (CAD, EUR, DKK) € 32 € 79 € 113
€ 1.035 € 5.114
   
Total balance €102.133 €107.537

I recovered €148 from Crowdestor and Mintos this month, so that was a nice surprise. I now have a bit of cash in my various accounts. It feels good to have a bit of a cash buffer again, in case something interesting comes along…Maybe something already has?! 😛

 

The (not so) Classic Growth Chart

As always, I include the Classic growth chart for tracking purposes:

Slow and steady the portfolio growth is getting more and more visible. That’s what I like to see 🙂

The first 3 months of 2021 has been decent savings months! I shall try to keep the pace for the next couple of months, but I think it will be tough…We shall see 🙂

In conclusion (TL;DR)

I got another payout from the government (vacation allowance) and added it to my savings.

My portfolio saw some nice growth, which was lovely after the dark (red) month of February!

Because of the CAD:EUR exchange ratio becoming a tad stronger, my dividends was €2 larger than last month. Small improvements, but hopefully the trend will continue 😉

My pension and my home equity continue to progress hand-in-hand, albeit my Pension is now finally starting to take off a bit. It’s a bit uncanny, but I’m hoping that my pension growth is going to pick up even more from here (which will depend on the market ofc).

We’ve now started to include the wife’s pension in our net worth updates, which saw our net worth surpass €600.000. That feels pretty good. We’re well on our way to that magic €1.000.000 🙂

 

Read the (latest) full monthly update here.

To read about my goals (for the year, and onwards) go here.