Hello everyone! It is now June already! – This means that I’ve yet again fallen behind (as usual) with the monthly update. Last month the sale of our current primary home went through – and so did the purchase of our new future home. Our new home is a renovation project, and thus we won’t…
Monthly Update #57 (May 2023) – The renovation begins & The FIRE project pauses
Monthly Update #56 (April 2023) – The Offer(s)
Hello everyone! It’s that time of the month again 😉 As you can probably read from the headline it has been an exciting month in the Total Balance household. The excitement definitely doesn’t come from looking at our portfolio! It has yet AGAIN managed to produce a negative growth this month. – But lets not…
Being sober in a drunken world
Alcohol is an embedded part of the western culture – especially in the Nordics. Whenever we go to social outings you can be 100% sure that there will be alcohol on the table. Dinner at grandmas, dinner with the in-laws, at birthdays, funerals, weddings, a quick visit to the neighbors – there’s alcohol.
Monthly Update #55 (March 2023) – Another meltdown(?)
It’s Easter already! Once again I’m a little late with my monthly update, but better late than never, right?! I feel like that’s my life’s story lately; I’m always a little late to the party 😛 My stocks & ETFs portfolio currently constitute about 15% of our Total Balance, and yet this 15% is what’s…
Monthly Update #54 (February 2023) – The Promised Land
Hello dear readers and good folk. Here we are – yet again – as it’s time for another riveting update from yours truly. As is the norm these days, this one is a bit delayed, as we’ve been on a getaway to “the promised land”. We didn’t quite get what we were promised though –…
Your journey is going to be hard, long & difficult
Sorry to have to be the one to tell you this; but if you have embarked on the journey to FIRE – it’s going to be a bumpy road. I know that all the Youtube/Instragram finfluencers have promised us something else; a straight line to freedom. But in most cases this is not going to…
Monthly Update #53 (January 2023) – The Gold Standard
2023 is off to a flying start! By the end of 2022 everyone was screaming about a looming recession (even myself). So far it’s no-where to be seen, and the “experts” have now pushed it to arrive in the 2nd half of 2023 (instead of the 1st half). Nobody knows what’s going to happen, so…
Goodbye 2022 – Hello 2023!
Well, we made it this far. I remember looking so much forward to writing these “yearly goal posts” in my first couple of years of writing on this blog. I’ll admit, I can’t seem to muster the same kind of excitement for this particular one. Perhaps it’s because it was a huge loss-year where I…
Monthly Update #52 (December 2022) – Bbye 2022! I’m not going to miss you!
I know what you’re thinking: Is “Bbye” even a word?! – Well, according to the urban dictionary it is! Bbye: A bitchy way of saying “goodbye have a nice day”, often used by “office suckers” and women with no self decency over the phone. (Sorry – but that’s what it says! You be the judge of which…
Monthly Update #51 (November 2022) – The Pay Bump
Oh, hello! Here we are again 🙂 Another month has gone by, and per usual these days I’m a little late with my update! Well, better late than never, right?! 😛 Another month went by without me managing to produce more content for the blog, besides the monthly update. It’s a little annoying, but I’m…