January is my least favorite month of the year (it’s long, cold, dark and it seems like the Summer is never going to come back). – But this part right here is something I look forward to every year! I get to look back at the previous year, and zoom in on one of the pillars…
What I have learned from 15 years of investing (analyzing my returns from 2007-2021)
How to earn a (high) interest rate on your (crypto) coins
If you’re like me you like FREE money! (Yes?!) In the olden days, when you deposited your hard earned cash in your local bank, they returned the favor with a decent interest rate. I remember my grandmother once told me that she got 10% on a “high yield interest rate account” in her bank. Of…
Update on Property #1 (2021)
It’s been two years since I purchased my biggest investment to date. We’ve just completed our 2nd annual assembly, and it was rather uneventful. As I mentioned in my previous Monthly Update we’ve received word that we will be getting a new tenant (on April 1st), so naturally I assumed that we would have a chat…
[DK] Den passive ejendomsinvestor – sådan gør du
Hej med jer! Efter mere end 2 år med udelukkende engelske blog artikler, føles det lidt mærkeligt, nu at kaste sig ud i et på Dansk 🙂 Men eftersom mere end 40% af trafikken på denne blog kommer fra Danmark, så synes jeg alligevel, at jeg ville give det et forsøg! Så må det briste…
New lessons learned (analyzing my returns from 2007-2020)
Early last year I wrote my “Lessons from the past“-post, in which I analyze my returns on my Pension from its infancy (2007) until the end of 2019. This post became the most read post of the year. So as promised, I will do a follow-up each year to analyze how my Pension portfolio have…
What makes a good (retail) property investment?
Mr. MoneyMow recently reached out to me, and several other FIRE bloggers, to get our take on how the pandemic has affected our investment strategy (if at all). In short; my strategy hasn’t been affected by the arrival of a pandemic. Looking back though, I originally outlined my plan in one of my first posts…
Make a plan and stick to it! (Or change it?!)
In my Goals for 2020 I outlined my plan to boost my Total Balance in 2020, by diverting funds from my mortgage payments towards my Total Balance (investment account) instead. Unfortunately, “The Universe” had another plan. Sometimes it’s simply easier to “take the path of least resistance” (go with the flow?), than to “fight the…
If it sounds too good to be true
It probably is (too good to be true)… In case you missed the latest development in the Baltic crowdlending industry, let me give you a quick recap; Two of my (previously) best performing platforms have turned out to be fraudulent (nothing is proven yet, but I think the writing on the wall is pretty clear)….
Lessons from the past (analyzing my returns from 2007-2019)
As is the norm when we enter a new year, I like to look back at the returns of my (Pension) portfolio from the previous year(s). Is it time to change my AA (again)? I was quite conservative with my AA last year when I opted to move a great portion of my portfolio OUT…
Boy, was I wrong!
2019 is drawing to a close, and as is the norm on the Total Balance blog (easy now hot shot, this is only the first full year of blogging!) it’s thus time to take a gander back at this years major events – good or bad! My wife asked me yesterday, if I had a…