A while ago, I introduced the concept of “not breaking the chain”. In this context, I had set a goal for myself, to write at least one post per week. As avid readers would know, I’ve now in fact broken the chain… – I “missed” a post two weeks ago. Technically, I did in fact…
Bumps on the road
How to diversify your crowdlending portfolio
We all know the famous quote from Warren Buffet: Diversification is protection against ignorance. Well, admitting ignorance can also be a strength…So there! – I admit it: I’ve invested in 10 different crowdlending platforms, in hundreds of different loans to hundreds of different people/businesses of whom/which I know very little about. All I know is…
Monthly Update #9 (May 2019) – Taking the plunge!
Another month in the Total Balance household has flown by! As per the standard; it’s thus time for another riveting update, on my quest towards Financial Independence. I’m joined today by my trustworthy friend, Russel the Total Balance mascot, who in the spirit of this months headline is Taking the plunge (into a pool! –…
Finding your purpose
It’s no secret that a lot of us (humans) often struggle to find our “reason for being” – our purpose in life. Why are we here? Where did we come from? Where are we going? These are some of life’s hard questions, and we’ve been (probably – we can’t really know for sure) searching for…
Oops, I spent all my (FU) money! What now?
After I spent 8 months hoarding cash, I finally found Property #1 and now find myself in a strange vacuum. I have yet to transfer the full amount due for Property #1, but since the money is now ear-marked, I’ve been having these strange feelings; Regret? Anxiety? Excitement? I transferred the down payment for Property…
Say Hello to my little friend (Property #1)
It’s been more than 6 months, since I first introduced my plans of purchasing a chunk of real estate, via a real estate development company. 37 posts later (!), and here we are! Of all those posts, this one is by far the most exciting one to write! 😛 I’ve spent countless hours reading numerous…
Monthly Update #8 (April 2019) – The waiting game continues
Hello dear readers and followers! Guess what?! – You guessed it 😉 Another month has gone by, and it’s thus time for the obligatory monthly update that we all love so much (I personally love both writing them and reading them). As you might have already noticed, this month debuts a whole new character to…
Why I rarely get on a scale
We’ve had a lot of “money talk” lately. I feel it’s time to dig into a little “personal wealth” as well, if you catch my drift!? Part of the journey to FIRE is also a spiritual journey, in where you (most of us) try to find your inner balance along the way. What makes you…
New Pension provider!
Hello, new pension provider! After waiting for about 3 months, my pension funds have now been moved to a new provider (chosen by the company that I work for). I have been anxiously awaiting this move, as the new provider allow me to create my own custom investment strategy, in that they have a number…
The secret to becoming (or staying) wealthy
Today, I’m going to let you guys in on a little (big) secret (it’s really not that secret…). Here goes: The secret to becoming (or staying) wealthy, is to stop paying your taxes… But Nick, If you don’t pay your taxes, you’ll go to jail! Precisely! And what do you get in prison? Free accommodation,…