Total Balance

Ignite your FIRE

Total Balance

Ignite your FIRE

Primary Menu

  • Home
  • What is this?
  • The updates
  • The Background
    • The Beginning
    • The Name
    • The Story
    • The Life
    • The Plan
    • The FIRE
    • The Dough
  • The Facts
    • The Guy
    • The Budget
    • The Strategy
    • The Portfolio

Featured Posts

Monthly updates

Life update #6 – Judgement day

Nov 1,2025
Hello fellow FIRE seekers and other good folk. Here we go again! This is ... Read More
Goals & Dreams

Goodbye 2022 – Hello 2023!

Jan 31,2023
Well, we made it this far. I remember looking so much forward to writing ... Read More
The FIRE

Four Years Later

Sep 25,2022
About two weeks ago I began getting notifications from my hosting provider; It’s time ... Read More
Investments

What I have learned from 15 years of investing (analyzing my returns from 2007-2021)

Jan 17,2022
January is my least favorite month of the year (it’s long, cold, dark and ... Read More
Strategy

My investment strategy (2.0)

Nov 30,2021
I often see people asking whether XX or YY is a good investment, and ... Read More
Philosophy

Finding your purpose

May 26,2019
It’s no secret that a lot of us (humans) often struggle to find our ... Read More
Investments

Say Hello to my little friend (Property #1)

May 7,2019
It’s been more than 6 months, since I first introduced my plans of purchasing ... Read More
Goals & Dreams

One year later

  • By That Guy
  • Sep 25,2019
  •  ♦ 13

I wrote my first post on the 25th of September 2018, which makes today my blogs first birthday (I also…

Read More Continue Reading

Monthly updates

Monthly Update #12 (August 2019) – Goodbye Summer, hello September!

  • By That Guy
  • Sep 4,2019
  •  ♦ 9

Welcome to my Monthly update #12. The 1-year anniversary month of the Total Balance blog has arrived! I wrote my…

Read More Continue Reading

Saving money

Why to use multiple banks and payment services

  • By That Guy
  • Aug 31,2019
  •  ♦ 2

According to a study, recently conducted by the independent danish bank advisor mybanker.dk, only 48% of the danish population is…

Read More Continue Reading

Investments

Why consistency (and time) is the only thing you need to become a decent investor

  • By That Guy
  • Aug 26,2019
  •  ♦ 7

That’s right. You heard it here first (not really), people! The main trait you really need to become a decent…

Read More Continue Reading

Reviews & Howtos

To Stooze or not to Stooze

  • By That Guy
  • Aug 17,2019
  •  ♦ 8

I know what you’re thinking; WTF is a Stooze!? I’d never heard the term before either, until I started researching…

Read More Continue Reading

Monthly updates

Monthly Update #11 (July 2019) – The vanishing

  • By That Guy
  • Aug 5,2019
  •  ♦ 5

Another month has blown by, and it’s thus time for another riveting update from yours truly. My trusty mascot, Russel…

Read More Continue Reading

Investments

Why you shouldn’t invest like me

  • By That Guy
  • Jul 28,2019
  •  ♦ 5

I’m going to be the devils advocate today, and explain why I think you shouldn’t invest like I do. It…

Read More Continue Reading

Philosophy

Going against the stream

  • By That Guy
  • Jul 14,2019
  •  ♦ 2

Last month, The Saving Ninja proposed a thought experiment, which he does every other month. I’ve participated in his thought…

Read More Continue Reading

Monthly updates

Monthly Update #10 (June 2019) – Robbing the bank!

  • By That Guy
  • Jul 2,2019
  •  ♦ 6

June has flown by, and it’s thus time to look back at another record-breaking month. – Not in terms of…

Read More Continue Reading

Investments

Why I invest (heavily) in properties

  • By That Guy
  • Jun 28,2019
  •  ♦ 9

Faithful followers of the Total Balance blog will know that I mainly invest in properties. I recently sunk the better…

Read More Continue Reading

  • NEWER POSTS
  • OLDER POSTS

The FIRE

Hi, I’m Nick!

I’m working towards becoming financially independent – while still living as “normal” a life as possible.

You can follow my progress towards financial freedom and early retirement here.

My Total Balance Progress

My Total Balance goal is €400.000 (for now…)

34%

What’s yours?

Recent Comments

  • SavingNinja on Life update #6 – Judgement day
  • Johan on Life update #5 – Unmasked
  • That Guy on Life update #6 – Judgement day
  • SavingNinja on Life update #6 – Judgement day
  • That Guy on Life update #5 – Unmasked
  • Johan on Life update #5 – Unmasked

Recent Posts

  • Life update #6 – Judgement day
  • Idle hands are the devil’s workshop
  • Life update #5 – Unmasked
  • Life update #4 – When life give you lemons
  • Life update #3 – Business as usual?
  • Life update #2 – When one door closes

Follow My Ramblings

Enter your email address to subscribe to this blog and receive notifications of new posts by email. I promise I will guard it with my life!

Join 41 other subscribers

Archives

Disclaimer

I’m not a financial advisor. The content that you read on this blog is my own personal preference, and is merely intended as inspiration for you to pursue your own goals and dreams.

Consider the content here as entertainment, not as investment advice. Should you choose to invest based on something I wrote, I implore you to do your own research and consider your own risk profile, before you invest your money in anything.

Popular articles

  • Opportunity cost
  • The (Shockingly) Simple Math Behind Early Retirement
  • A night out - with Rich Dad (Property investing)
  • Monthly Update #9 (May 2019) - Taking the plunge!
  • Monthly Update #48 (August 2022) – OMG, When Will It End!?
  • Life update #1 - Tiny house living

Categories

  • Beginner series (7)
  • Danish series (2)
  • Dilemmas & Paradoxes (10)
  • Goals & Dreams (18)
  • Health & Fitness (1)
  • Hobbies & other (1)
  • Investments (30)
  • Market outlook (6)
  • Monthly updates (66)
  • Philosophy (22)
  • Reviews & Howtos (14)
  • Saving money (15)
  • Shower toughts (21)
  • Strategy (20)
  • The FIRE (27)
  • The simple life (12)
  • Thought experiments (4)
© 2025 Copyright | All Rights Reserved | Totalbalance.blog
 

Loading Comments...